Select Chapter
-------------------------------
Front Cover
Forward-Looking Statement
Contents
Performance Highlights
Governor's Statement
Group Chief Executive's Review
Operating and Financial Review
Risk Management
Court of Directors
Report of the Directors
Remuneration Report
Corporate Governance Statement
Corporate Responsibility
Statement of Directors' Responsibilities
Independent Auditors' Report
Consolidated income statement
Consolidated balance sheet
Bank balance sheet
Statement of recognised income and expense
Cash flow statement
Group accounting policies
Notes to the consolidated financial statements
Average balance sheet and interest rates
Consolidated income statement
Consolidated balance sheet
Other disclosures
Stockholder information
Principal Business Units and Addresses
Index
Glossary of Terms
Back Cover
Report & Accounts
for the year ended 31 March 2008
